Ways to finance your Investment Property

“Not every home qualifies for a traditional mortgage — and that doesn’t mean it’s a bad deal.”

In Southern California, many great opportunities need repairs before a bank will lend on them. The good news is there are legitimate, commonly used financing strategies that allow buyers and investors to purchase these properties, improve them, and then refinance into long-term financing once the home is brought up to standard.

This page walks through the most common options — cash strategies, bridge loans, hard money, renovation loans, private money, and seller financing — explaining how they work, when they’re used, and what to watch out for.

This is educational information, not a promise to lend. Every situation is different, and these tools carry risk. The goal is to help you understand your options so you can make smarter decisions and ask better questions before moving forward.